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Understanding CHAS Dental Subsidies: What's Covered?

Last updated: By Caring Dental
Senior couple smiling after receiving CHAS-subsidised dental treatment

CHAS (Community Health Assist Scheme) subsidises common dental treatments for eligible Singapore Citizens at registered clinics. Covered treatments include consultations, scaling and polishing, dental X-rays, fillings, root canal treatment, simple extractions, dentures, and in some cases crowns. The subsidy amount depends on your card — Blue, Orange, Merdeka Generation, or Pioneer Generation.

CHAS is a Ministry of Health programme — see the official CHAS website for scheme details. All 4 Caring Dental clinics are CHAS registered, and our front desk handles the subsidy for you at the point of payment. Here’s how the scheme works, updated for 2026.

Who Is Eligible for CHAS?

CHAS is available to Singapore Citizens, with eligibility tiered by household income:

Card TypeEligibilitySubsidy Level
CHAS BlueMonthly per capita household income $800 or below, or Annual Value of home up to $21,000Highest subsidies
CHAS OrangeMonthly per capita household income $801–$1,200, or Annual Value $21,001–$25,000Moderate subsidies
Merdeka GenerationAll Merdeka Generation seniorsSubsidies for covered dental treatments, including scaling and polishing
Pioneer GenerationAll Pioneer Generation seniorsEnhanced subsidies across treatments, including scaling and polishing

You can check your eligibility or apply at chas.sg.

What Dental Treatments Are Subsidised?

Whether you hold a CHAS Blue, CHAS Orange, Merdeka Generation, or Pioneer Generation card, you can receive subsidies on a range of essential dental treatments:

The exact subsidy amount varies based on your card type and the treatment.

What CHAS Does NOT Cover

CHAS covers essential care, not cosmetic or orthodontic treatment:

How to Use Your CHAS Card at the Dentist

Using your CHAS card at Caring Dental takes four steps:

  1. Bring your CHAS, Merdeka Generation, or Pioneer Generation card and NRIC to your appointment
  2. Present it at registration — our staff verify your eligibility
  3. Receive subsidised treatment — the subsidy is applied directly to your bill
  4. Pay the balance — you only pay the remaining amount after subsidy

There are no claim forms to fill in — the subsidy is deducted on the spot.

Can You Combine CHAS With Other Benefits?

Yes. You can stack your savings:

  • Pioneer/Merdeka Generation benefits provide additional subsidies on top of standard rates
  • Corporate or personal insurance can cover the balance — CHAS subsidies are applied before insurance claims
  • Medisave covers surgical procedures that CHAS doesn’t (which treatments qualify)

See our insurance and Medisave page for the full list of accepted insurers and payment methods.

Frequently Asked Questions

What dental treatments does CHAS cover?

Consultations, scaling and polishing, dental X-rays, fillings, root canal treatment, simple extractions, dentures, and in some cases crowns. The subsidy amount depends on your card type.

Who is eligible for CHAS?

Singapore Citizens, tiered by household income: Blue (per capita income ≤ $800/month), Orange ($801–$1,200/month). All Merdeka and Pioneer Generation seniors qualify regardless of income.

Can I use CHAS at any dental clinic?

Only at CHAS-registered clinics — which includes all 4 Caring Dental locations.

Can I combine CHAS with insurance?

Yes. CHAS is applied to your bill first; the balance can then go through insurance where applicable.

Do Merdeka Generation and Pioneer Generation seniors get subsidised scaling and polishing?

Yes. Just present your Merdeka Generation or Pioneer Generation card at any CHAS-registered clinic to receive subsidies for scaling and polishing and other covered treatments — no separate CHAS Blue or Orange card is needed.

Does CHAS cover braces or whitening?

No. CHAS covers essential treatments only, not orthodontic or cosmetic procedures.

Our Clinics Are All CHAS Registered

Visit any of our 4 convenient locations, open 7 days a week:

  • Punggol — Blk 665A Punggol Drive #01-02 · 6481 6833
  • Sengkang — Blk 473A Fernvale Street #01-01 · 6634 6689
  • Anchorvale — 326A Anchorvale Road #01-258 · 6352 2282
  • Woodlands — 136 Marsiling Road #01-2170 · 6200 3200

Bring your CHAS card and we’ll ensure you receive the maximum subsidies you’re entitled to — or request a call back to ask about your coverage first.

chasdental subsidiessingapore

Need Dental Care?

Book an appointment at any of our 4 clinics. Open 7 days a week.

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