Complete Guide to Medisave for Dental in Singapore (2026)
Medisave can be used for dental treatments in Singapore, but only those that involve surgery — such as wisdom tooth surgery, dental implant surgery, and surgical extractions. Wisdom tooth surgery is claimable up to $1,720 per tooth (including GST). Routine treatments like scaling, fillings, and braces are not claimable.
Many Singaporeans are surprised to learn this. At Caring Dental, we process Medisave claims for patients every week across our 4 clinics — here’s everything you need to know, updated for 2026.
What Dental Procedures Are Medisave Claimable?
According to the CPF Board, Medisave can be used for dental procedures that are surgical in nature and performed on medical grounds. The most common Medisave-claimable dental treatments are:
| Procedure | Medisave Claimable? | Typical Claim |
|---|---|---|
| Wisdom tooth surgery | ✅ Yes | Up to $1,720 per tooth (incl. GST) |
| Dental implant surgery | ✅ Yes | Surgical component of implant placement |
| Surgical extractions | ✅ Yes | Varies by complexity |
| Certain gum surgery procedures | ✅ Yes | Varies by procedure |
| Scaling & polishing | ❌ No | Use CHAS / Merdeka Gen / Pioneer Gen subsidies instead |
| Fillings | ❌ No | Use CHAS / Merdeka Gen / Pioneer Gen subsidies instead |
| Braces / Invisalign | ❌ No | — |
| Whitening & veneers | ❌ No | — |
Wisdom Tooth Surgery
- Claimable amount: Up to $1,720 per tooth (including GST)
- Covers the surgical removal of impacted wisdom teeth
- One of the most commonly claimed dental procedures in Singapore — read our full wisdom tooth removal guide
Dental Implant Surgery
- The surgical component of dental implant placement is Medisave claimable
- This includes the surgical placement of the implant fixture into the jawbone
- The crown that sits on the implant is not claimable
How Much Can You Claim?
The Medisave withdrawal limit depends on the procedure’s classification under the Ministry of Health’s Table of Surgical Procedures (TOSP). For wisdom tooth surgery, the typical claim is up to $1,720 per tooth, which means most patients pay little or nothing out of pocket for the surgery itself.
Whose Medisave Account Can You Use?
You can use Medisave from:
- Your own Medisave account
- Your spouse’s account
- Your children’s accounts
- Your parents’ accounts
- Your grandparents’ accounts
The account holder simply needs to consent to the deduction.
How to Claim Medisave at Caring Dental
The process takes no extra effort on your part:
- Consultation — Visit any of our 4 clinics for an assessment
- Treatment plan — Our dentist explains your condition and recommends treatment
- Bring your NRIC — On the day of surgery, bring your NRIC (and the account holder’s NRIC if claiming from a family member)
- We process the claim — Our staff handle the Medisave paperwork for you
- Direct deduction — The approved amount is deducted from the Medisave account
What’s NOT Covered by Medisave?
Routine (non-surgical) dental treatments are not Medisave claimable, including:
- Scaling and polishing
- Simple fillings
- Non-surgical extractions
- Braces and Invisalign
- Teeth whitening, veneers, and other cosmetic procedures
For these treatments, you can use CHAS subsidies, insurance, or other payment methods — see our insurance and Medisave page for what we accept.
Tips to Maximise Your Dental Benefits
- Use CHAS, Merdeka Generation, or Pioneer Generation subsidies for routine treatments — scaling, fillings, dentures (full CHAS guide here)
- Use Medisave for surgical procedures — wisdom teeth, implants
- Check your insurance — many corporate plans cover dental
- Ask about payment plans for larger treatments
Frequently Asked Questions
Can I use Medisave for dental treatment in Singapore?
Yes, but only for treatments that involve surgery — wisdom tooth surgery, dental implant surgery, and surgical extractions. Routine treatments like scaling, fillings, and braces are not claimable.
How much Medisave can I claim for wisdom tooth surgery?
Up to $1,720 per tooth (including GST), depending on the complexity of the case.
Can I use a family member’s Medisave?
Yes — your spouse’s, children’s, parents’, or grandparents’ account, with the account holder’s consent.
Is scaling and polishing Medisave claimable?
No. It’s a routine treatment, so it isn’t Medisave claimable — but CHAS, Merdeka Generation, and Pioneer Generation cardholders all receive subsidies for scaling and polishing instead.
Do I need to file the claim myself?
No. Our staff process the Medisave claim paperwork for you.
Book Your Consultation
Want to find out if your dental treatment is Medisave claimable? Visit any Caring Dental clinic — open 7 days a week — and our staff will help you understand your coverage and process your claims.
- Punggol: 6481 6833
- Sengkang: 6634 6689
- Anchorvale: 6352 2282
- Woodlands: 6200 3200
Or request a call back and we’ll get in touch.
Need Dental Care?
Book an appointment at any of our 4 clinics. Open 7 days a week.
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